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FromCFO
PRIVATE FOUNDER OFFICE

One founder. Every company. One financial truth.

A named CFO connecting every company, personal capital, risk and major decision in one verified financial system.

Book a private callSee how it works

Human CFO oversight · No custody of funds · Serbia

ILLUSTRATIVE DATA

Built for founders and high-income professionals across Serbia and the Balkans.

  • Digital agencies
  • SaaS
  • AI & automation
  • E-commerce
  • Company groups
  • High-income professionals
01BEFORE

Fragmented money creates invisible risk

Company and personal data live apart, go stale, and contradict one another — until they converge into one verified line.

  • 01

    A bank balance is not free cash.

  • 02

    Bookkeeping is not a forecast.

  • 03

    Several advisers do not add up to one financial truth.

Agency Ltd.SaaS Inc.HoldingAccountant IAccountant IIEURRSDUSDBank accountsPropertyPortfolioLoansTax liabilitiesPersonal guarantees

One source of truth instead of fourteen versions of the same number.

02ONE FINANCIAL TRUTH

Four layers, from data to decision.

No figure enters a decision until it carries a source, a date and a freshness status. The decision is the last step, not the first.

Layer 01 · Collect
Agency d.o.o.received
SaaS Inc.received
Holdingreceived
Bank accountsreceived
Real estatereceived
Loans & taxesreceived

Data comes from bookkeeping, banks and partners.

ILLUSTRATIVE DATA
02.1THE CONTROL ROOM

You don't run an application. We run the system.

A view that is already verified and ready for a decision.

FromCFO · Founder ViewILLUSTRATIVE DATA
Safe-to-Act Cash

€112,400

after reserve, tax and liabilities

13-Week Outlooklow point €94,100
N1low point · W9N13
Founder Net Worth

€1,284,000

companies and personal capital

13-Week Outlook

low point €94,100

week 9

Sources & freshnessstatus
  • Agency Ltd.operating companytoday
  • SaaS Inc.revenue in USDtoday
  • Holdingownership structure2 days
  • Personal capitalassets and liabilities5 days
Open decisions
  • 01Property purchase — preparation under way
  • 02Loan refinancing — awaiting bank offer
  • 03Surplus distribution — proposal for monthly review

Illustrative view of a client environment.

03FIRST 30 DAYS

What exists after the first thirty days

  1. 01

    Discover

    Founder Financial Map

    CFO + you

  2. 02

    Verify

    Sources, dates, freshness

    CFO

  3. 03

    Model

    13-Week Outlook · Safe-to-Act Cash

    CFO

  4. 04

    Decide

    First 90-day plan

    You, prepared by CFO

Black-and-white photograph of a private office with a leather chair, a closed folder and light through vertical blinds.
One named CFOContinuity of context
03.1THE RELATIONSHIP

Human CFO, always within reach

One named CFO who knows the whole picture and takes your call before a major decision.

  • One named CFO

    Context is never lost.

  • Monthly review

    Structured, scope-dependent.

  • Decision preparation

    Scenarios and terms before you sign.

  • Written record

    Decisions and actions, every meeting.

04ENGAGEMENTS

Three engagements, one financial truth.

Scope and fee are agreed after a private diagnostic conversation, based on the complexity of your situation.

01FromCFO Business

The business stops being run off a bank balance.

A CFO function for one company or a group, without touching personal capital.

Open Business
A bookkeeping report that arrives late.→ A weekly view of cash and margin, with the next move already prepared.
  • Management reporting by company
  • 13-Week Outlook
  • Profitability by client or product
  • Credit capacity review

01 / 03

02FromCFO Founder Office

Your company is only one part of your balance sheet.

Every company and your personal capital, run as one system with one financial truth.

Open Founder Office
Company, property, portfolio and guarantees reviewed separately.→ One consolidated balance sheet; every decision measured against the whole system.
  • Founder Financial Map
  • Consolidated Founder Balance Sheet
  • Risk Map: guarantees, concentration, leverage
  • Founder Independence Plan

02 / 03

03FromCFO Private

High income is not the same as financial security.

For professionals and executives without a company of their own.

Open Private
High income, no reserve, no clear allocation.→ A reserve, allocation discipline and measured risk.
  • Personal Financial Blueprint
  • Liquidity and monthly surplus
  • Baseline risk profile
  • Path towards long-term independence

03 / 03

05DECISION GATE

A major purchase is never measured on price alone.

From “Can I afford this?” to “What does this change across the whole system?”

Purchase amount
€320,000
ILLUSTRATIVE DATA
05.1FOUNDER INDEPENDENCE PLAN

Independence from the company's next month — not just income.

Monthly surplus split between operating liquidity, a safety reserve and an agreed allocation, matched to a measured capacity for risk.

  • 42%

    Operating liquidity

    cash flow and current liabilities

  • 26%

    Safety reserve

    agreed number of months

  • 32%

    Agreed allocation

    long-term capital outside the company

Career-Independent Runway
14 months
External Wealth Ratio
38%
Personal reserve
€96,000
Outside the operating company
€912,000

FromCFO defines safe capacity and cadence. Licensed partners advise on specific products. No return is promised.

ILLUSTRATIVE DATA
05.2COORDINATION NETWORK

You decide. We keep every party in the same context.

Decision centre

Client

The final decision, signature and payment stay with you. final decision and signature.

  • Named CFOpreparation and coordination
  • Accountantrecords and evidence
  • Lawyerlegal framework
  • Tax advisertax effect
  • Bankfinancing and payments
  • Licensed investment partnerregulated product
  • Purchase specialistsvaluation, agent, survey
  • Advises
  • Approves
  • Executes
  • Prepares and coordinates
  • Returns evidence to the system
06SECURITY & BOUNDARIES

Oversight, without taking control of your money.

See the full security model
  • 01

    No custody

    Funds are never held by FromCFO.

  • 02

    No unilateral transfers

    Nothing moves without your authorisation.

  • 03

    Least privilege

    Only the data needed for a decision.

  • 04

    Audit trail

    Every access and change is logged.

FromCFO makes sense if:

  • You have one or more profitable companies.
  • You earn enough, but have no consolidated system.
  • You make major financial decisions.
  • You want a reachable person, not just an application.

Probably not the right fit if:

  • You are looking for a bookkeeper, and nothing more.
  • You want a guaranteed investment return.
  • You want someone to control your money without oversight.
07Frequently Asked

Questions before the first call.

No. An accountant maintains records and statutory compliance. FromCFO turns those records into decisions: forecasts, liquidity, risk and preparation for major moves.

Build one financial truth.

The first conversation is confidential, and exists to establish whether FromCFO makes sense for your situation.

Book a private callSee how it works

Scope and fee are agreed after a private diagnostic conversation, based on the complexity of your situation.